Best way to get a ‘good job’ with a college degree

Finding college and career fulfillment Photo by TheDeliciousLife

Finding college and career fulfillment Photo by TheDeliciousLife

Something is very wrong in the American workplace when almost 80% of employees are ambivalent or strongly unhappy with their job. Worse, those with higher education are more dissatisfied. However, there is a clear way to improve the odds of job fulfillment and finding “a good job.”.

Today, Gallup released a study that shows, “American workers with a college or postgraduate degree are slightly less likely than those with a high school diploma or less to be engaged at work.”

I recently posted 5 surprising results from choosing STEM vs. Humanities major. I included tips for choosing a major based on an in depth personal evaluation of interests, skills and talents.

Yesterday, Career Happiness? First, Discover Your “My Three Things was posted by a person who had several career changes and many different jobs. On TheSavvyIntern blog, Ted Coine gives an introspection plan to jump start college and career.

How “good” a job is depends on the degree of connection between worker and work. How to best find a strong employment engagement starts with choosing a college and a field of study that best matches personal passion and aptitude.

While employers figure out how to make their employees more content, students and job-seekers can increase their own chances for “a good job.”

Read more

 

 

 

Watch TV for the answer to ‘Tell me about yourself’

Tv, Watch, Television, Clip, Old – Free image – 42376pixabay.comThe are a lot of hard questions for the college-bound and job-seekers to answer but one of the toughest is, “Tell me about yourself.” This is a common question asked by college admission officers and employers. To answer it, turn on the nearest TV.

The lessons are contained in sitcoms, reality shows and commercials. Viewers immediately can tell who a character is and what he wants.

Read on for “Tell me about yourself” tips and examples.

 

 

 

What the collegebound can learn from Class of 2013

The graduate. Photo by David Goehring CarbonNYC

‘Tis the season for college graduation and the 2013 class is joining the workforce. What the job market looks like is the subject of the infographic pictured below.

The college-bound and job hunters should pay particular attention to the middle of the infographic for two reasons.

  1. Location College grads often continue to live and work near their college alma mater. The college-bound may want to consider these locations when choosing a college to attend.
  2. Qualifications The 5 top personal qualities that employers seek are listed. These qualities will help applicants achieve goals before, during and after college.

SpareFoot.com, the largest online marketplace for self-storage, presents some figures that shed some light on what the future holds for the Class of 2013. Taken from a number of different sources, this infographic should give recent graduates a good preview of what they can expect out there in the real world.

College Class of 2013 Storage Infographic
Produced by SpareFoot. Copyright 2013.

*POCSmom’s DIY College Prep Insight: College Bottom Line is Finish Line

Cliché: Crossing the finish line.    
POCS Reality: In order to earn the maximum benefits of going to college, students must earn a college degree and graduate.

 

To the victors belong the spoils and studies show this applies to educational achievement. That means if attending college is a race, graduating is crossing the finish line.

http://moneyland.time.com/2011/09/28/simply-finishing-college-offers-the-best-chance-to-gain-financial-education/

College degree benefits include better jobs, money, and knowledge. Dropping out drawbacks include loss of educational investment and student loan debt.

POCSmom’s DIY College Prep Insight: Finish what you educationally start. If your initial choice isn’t working out:

  • Think why- adapting to college life issues, too much partying and not enough studying, work load too difficult, can’t afford the expense?
  • Seek help- depending on the reason, different professional sources are available on and off campus to help you succeed including counseling, tutoring, and financial aid staff.
  • Transfer- because sometimes to succeed, you have to take another path. Another school may be a better fit now based on your program, activities, location choices and budget concerns.

The earlier you recognize you have an educational problem, the faster you can correct it. No one asks where you started, just where you earned that college degree. Get the maximum college payback: finish college and graduate.

*POCS: Parent Of a College Student

*POCSmom’s DIY Insight: College Lists and Student Loans

Cliché: Default on.    
POCS Reality: Colleges and the government keep track of student loan defaults.      

 

Horrible. Disturbing. Frightening. I’m talking about the growing student loan default rate. When forming a college list think ahead so these words don’t apply to your situation.

The Department of Education’s latest figures show a 2003 low default rate of 4.5% rose to a 2009 8.8%:  

http://www2.ed.gov/offices/OSFAP/defaultmanagement/cdr.html 

Although the late 80’s and 90’s had double digit default rates, they fell steadily until 2003. Now they’re at a 12 year high:

http://newmexicoindependent.com/71400/college-loan-default-rates-hits-12-year-high

and bankruptcy is growing among college grads:

http://money.cnn.com/2011/09/13/news/economy/bankruptcy_college/

POCSmom’s DIY Insight: Choose colleges that are affordable for your family now and after graduation. Add up available savings but don’t raid retirement funds. Project potential income and length of time to secure employment. College is supposed to help not hinder a student’s financial future.

If you need to borrow, choose a federal education loan not a private loan or home equity loan. Federal student and parent loans are regulated by the federal government, have special terms and interest rates, unique loan forgiveness programs, and do not require collateral.

Before borrowing, calculate monthly repayment amounts including the amount borrowed (principal) and borrowing costs (fees and interest). Make sure you can afford any loans.

Note: student loans are treated differently from other consumer loans under bankruptcy laws and it is much harder to obtain a discharge.

*POCS: Parent Of a College Student

*POCSmom’s Insight: The High Cost of Not Graduating from College

Cliché: Stay in school.  
POCS Reality: Students and states lose when students do not graduate from college.

 

When students drop out of college, they are not the only ones losing money. Former students may lose higher salaries potential and states may lose tax revenue. For example, “Virginia potentially lost more than $7.3 million in state income-tax revenue in one year on the diminished salaries of just one class of college dropouts” according to:

http://www2.timesdispatch.com/news/state-news/2011/aug/22/tdmet01-study-calculates-lost-wages-of-college-dro-ar-1253295/

To check the numbers for your state:

http://www.collegemeasures.org/highcost/

POCSmom’s Insight: Students with education loans may find themselves in debt with no diploma to show for it. College may not be for everyone, but everyone who can benefit should be able to pursue their higher education dreams to a successful conclusion for the betterment of self, family, community, and our great nation. How do you put a price on the loss of a potential discovery, cure, or idea?

*POCS: Parent Of a College Student

*POCSmom’s Insight: Community Service and College

Cliché: At your service.  
POCS Reality: There are many opportunities to perform community service before, in, and after college.

 

FACT: You are under college stress.

FACT: There are people in worse shape than you.

FACT: You can help others and lose your stress.

BONUS: The extra benefits of community service can ricochet back to the student giver. 

Before college

When listed as an extracurricular activity on a college application, or described in a college essay, community service can show a prospective student’s worthwhile use of valuable and limited free time. It can also highlight traits college value such as abilities, dedication, and leadership.

In college

Colleges offer many opportunities for students to continue to help others through internships, class work, and independently on their own. Here’s an example:

http://www.prnewswire.com/news-releases/babson-college-student-entrepreneurs-donate-profits-to-local-charities-127589188.html

After college

Community service projects can maximize the value of a student’s diploma and add to his resume while supplying networking contacts to get that job.

*POCS: Parent Of a College Student