Scholarship Mom Alert: Zombie Apocalypse College Scholarship

Zombie Apocalypse College Scholarship. Photo by Wendy David-Gaines

Zombie Apocalypse College Scholarship. Photo by Wendy David-Gaines

What better way for the college-bound to celebrate Halloween than applying for the Zombie Apocalypse College Scholarship? Scholarship Expert Monica L. Matthews explains how there are few requirements besides a creative essay about Zombies that will net the winner $2000. Read Monica’s post:

Zombie Apocalypse College Scholarship

Her winning tips are a “DON’T MISS” for all scholarship applicants. Get started on this ASAP because Monica warns, “This scholarship is submitted online only and ends October 31 at 11:59pm, EDT.”

Good Luck!!!

Scholarship Mom Alert: MathMovesU Middle School Scholarship

College Scholarship in Middle School. Photo by Wendy David-Gaines

College Scholarship in Middle School. Photo by Wendy David-Gaines

One of the biggest scholarships myths is college scholarships are only available to high school school students. Scholarship Expert Monica L. Matthews is showcasing a $1,000 scholarship opportunity available to math-loving middle school students. “The MathMovesU Scholarship is open to 6th, 7th, and 8th graders who are U.S. citizens or legal residents,” Monica explains.

It’s never too early to start college financial planning. Parents can use the use the MathMovesU Scholarship as a chance to inspire their young teens and start vesting them in the college process.

Read Monica’s post:

MATHMOVESU MIDDLE SCHOOL SCHOLARSHIP

for more information and her special winning tips. The deadline is February 7, 2015 so start preparing now.

Good Luck!!!

Scholarship Mom Alert: Frame My Future Scholarship Contest

Double benefit scholarship opportunity. Photo by Wendy David-Gaines.

Double benefit scholarship opportunity. Photo by Wendy David-Gaines.

Double benefits are rare and when one pops up for the busy college-bound, grab it! Two big college issues are how to pay for it and how to get the most out of it. Scholarship Expert Monica L. Matthews is showcasing a scholarship opportunity and a chance to focus on the why of attending college rolled into one Frame My Future Scholarship Contest.

All too often important introspection is lost in the flurry of studying for college admission tests, searching for colleges, and doing what high school requires. Frame My Future Scholarship gives entrants a chance to win $1000 and figure out “what you hope to achieve in your personal and professional life after college,” Monica explains in her article

Frame My Future College Scholarship 

Students can show the scholarship judges and themselves they are ”success driven” and college ready. That’s a great double benefit.

As always, Monica includes her special winning tips. Read it now and start creating before the March 3, 2015 deadline.

Good Luck!!!

READ more about college-bound double-benefits in College-bound volunteers get double benefit. Learn how volunteering is a double benefit when students help themselves by helping a charitable cause they care about.

Scholarship Mom Alert: Comcast Leaders and Achievers College Scholarship

No essay scholarship means no excuses! Photo by Wendy David-Gaines

No essay scholarship means no excuses! Photo by Wendy David-Gaines

No excuses is music to a parent’s ear and applying for this scholarship falls under this category for eligible students. The Comcast Leaders and Achievers College Scholarship program is all about asking to be nominated.

“The beauty of this scholarship opportunity is that students are nominated by their high school principal or guidance counselor. (Meaning:  NO essay, NO application, and basically NOT a lot of work),” says College Scholarship Expert Monica L. Matthews.

Want to increase chances for nomination to win $1000 and possibly more from the Gustave G. Amsterdam Leadership Award and the Comcast Founders Scholarship that provide higher awards from the eligible pool of local winners?

Read Monica’s winning tips in her must-read article:

Comcast Leaders and Achievers College Scholarship

Don’t delay because the scholarship deadline is December 4.

Good Luck!!!

Wednesday’s Parent: Cost, loan-fearsome four-letter college words

Fearsome 4-letter college words. Photo by Wendy David-Gaines

Fearsome 4-letter college words. Photo by Wendy David-Gaines

Cost and loan are four letter words that draw sharp reactions from college-bound families. The truth is loans are the way most people pay for big ticket items. People take out auto loans and home mortgages routinely. What makes assuming debt for a college education so scary is not properly addressing the issue of affordability.

It’s no surprise that too many lack the essential skill of college financial literacy. Before higher ed commitments, high finance is usually something students watch in movies or T.V. shows but don’t directly experience. Parents getting ready to focus on retirement will find college costs have changed substantially since their own attendance. So has the average length of time taken to graduate.

There are government and private loans for student or parent borrowers. Usually students take federal financial aid loans first before considering other types because of their favorable terms. However, the amount offered may not satisfy the college bill. Parents often opt for the federal PLUS loan to make up the difference rather than mortgage their home and risk losing it. Private loans usually require more in depth credit checks and students may need a co-signor. It is always wise to compare and contrast terms, loan forgiveness features, repayment plans and interest rates.

Families may use the parent-student team to meet the monetary challenges ahead. They can balance two facts-there is no loan for retirement and starting a career is different than being in the middle of it. Read the articles for details but here are four points to get a plan going now:

  1. Have a college cost talk. The key is for parents and students to get on the same page about the concept of affordability because most teens’ ideas about money are very different from the adults who support them.
  2. Check out college affordability options. Because of need-based and merit financial aid awards, college sticker price is rarely what the college bill will be. Learn how to estimate your costs and ways to reduce them. (Check out my POCS COA for a more realistic formula of expenses not included by colleges.)
  3. Borrow only what you need and can afford to repay. No one can predict the future, but students and parents can estimate what monies they will need to maintain a particular lifestyle and if their chosen profession will provide enough income. It’s about being prepared, saving where possible, and making smart choices.
  4. Never default. When a car loan isn’t paid, the vehicle can be repossessed. When a home mortgage isn’t paid, the home can be foreclosed. No one comes to take away a diploma when there is a default on a college loan. Instead, credit can be ruined, job opportunities lost and dreams smashed.

Read Suzanne’s post: Avoiding Student Loans 

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Wednesday’s child may be full of woe but Wednesday’s Parent can substitute action for anxiety. Each Wednesday Suzanne Shaffer and I will provide parent tips to get and keep your student on the college track. It’s never too late or too early to start!

The bonus is on the fourth Wednesday of each month when Suzanne and I will host Twitter chat #CampusChat at 9pm ET/6pm PT. We will feature an expert on a topic of interest for parents of the college-bound.

Wednesday’s Parent will give twice the info and double the blog posts on critical parenting issues by clicking on the link at the end of the article from www.pocsmom.com to http://www.parentscountdowntocollegecoach.com/ and vice versa.

Scholarship Mom Alert: James Alan Fox Photojournalism Scholarship

Photo and video scholarships by Wendy David-Gaines

Photo and video scholarships by Wendy David-Gaines

I love mixing business with pleasure and finding the fun in college prep. College scholarship expert Monica Matthews did her research and found a scholarship that blends these two things smoothly.

The James Alan Cox Foundation for Student Photojournalists sponsors a scholarship of particular appeal to photography and video buffs. “The James Alan Cox Foundation helps support students in their photography endeavors by providing several college scholarships and monetary awards for photography equipment,” Monica explains. For details and special winning tips for applicants only Monica supplies, read her article:

James Alan Fox Photojournalism Scholarship 

Remember to have your fun and submit your application by the November 15 deadline. Good luck!!!

Scholarship Mom Alert: Horatio Alger College Scholarships

Scholarship Mom Alert, Photo by Wendy David-Gaines

Scholarship Mom Alert, Photo by Wendy David-Gaines

Would you encourage your student to invest time in applying for a scholarship worth $22,000? How about if you had some extra helpful tips to get your student started and increase chances of winning? College scholarship expert Monica Matthews is making it easier for students to learn about the Horatio Alger College Scholarships and she offers her special winning tips.

Get all of Monica’s important information, see if you qualify to enter, and complete your application by the October 25th deadline:

Horatio Alger College Scholarships

Good Luck!!!

Scholarship Mom Alert: Amazon Student Scholarship

Scholarship Mom Alert, Photo by Wendy David-Gaines

Scholarship Mom Alert, Photo by Wendy David-Gaines

Scholarships can help pay the college bill but students have to apply or they lose their chance to win. If your student is planning on attending college full-time in the fall of 2015, check out the Amazon Student Scholarship.

Be mindful of the selection criteria for this merit-based scholarship contest. College scholarship expert Monica Matthews points out the specifics along with her must-read winning tips:

AMAZON STUDENT COLLEGE SCHOLARSHIP

There’s a lot of money at stake and not a lot of time to prepare. “Amazon will award $250,000 in scholarships and $25,000 in text book gift cards. The due date for this scholarship is November 20,” Monica says.

Good Luck!!!

Scholarship Mom Alert: Families of Freedom Scholarship Fund

American flag. Photo by Mitchell Gaines

American flag. Photo by Mitchell Gaines

Over a dozen years has passed since September 11, 2001 but the memory is still fresh. For those college-bound dependents of 9/11 victims, college scholarship expert Monica Matthews is sharing information about the Families of Freedom Scholarship Fund.

The fund provides scholarship money to financially needy high school, college, and adult students who are dependents of 9/11 victims.

“If you or someone you know is a dependent of a 9/11 victim, please share this link with them and encourage them to apply for this scholarship,” Monica says. I join her in urging you to share this valuable info.

Read Monica’s post: September 11: Families of Freedom Scholarship Fund


Scholarship Mom Alert: Birthday Mail Scholarship

Scholarship Mom Alert: Birthday card and scholarship. Photo by Wendy David-Gaines

Scholarship Mom Alert: Birthday card and scholarship. Photo by Wendy David-Gaines

A scholarship that provides a double benefit is what college scholarship expert Monica Matthews, author of How To Win College Scholarships, has found. When entering the $10,000 Everyone Deserves a Birthday Scholarship from DoSomething.Org, applicants have a chance of winning money to help pay for their higher education and make a birthday card for a child experiencing homelessness. I explained other ways “Volunteering is a double benefit to the college-bound when they help themselves by helping a charitable cause they care about” in College-bound volunteers get double benefit.

Monica shares the details for applying and her tips for winning this scholarship in her must-read post:

$!0,000 Birthday card college scholarship

Be sure to enter before the October 17 deadline.

Good Luck!!!